Here are the various parts of your credit report, and what you will find in each section:
1. Consumer information: This section of your credit report includes your name, birth date, address and employer.
2. Consumer statement: This is a short message you have asked to be placed on your credit report; this could be a fraud alert or an explanation for a
    late payments that occurred during a period of time.
3. Accounts histories: Detailed information about real estate, installment, revolving credit or collection accounts; each record included the date the
    account was opened, high balance, terms and your 7-year payment history. This is a very important section of your credit report.
4. Public records: This section of your credit report may include records of bankruptcy, tax liens or judgment filings.
5. Inquiries: Each credit report contains a list of companies who have accessed your credit history for the purpose of an application in the last
    two years.
6. Creditor contacts: The final section of your credit report contains mailing addresses and phone numbers of your creditors. This is handy if you need
    to contact a creditor.